25 Money Managing Memes for Women Whose Wallets Are Still Recovering from the Holidays

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Ely Bulnes • Writer and Editor
Jan 22, 2025 5:00 PM EST

Welcome, women of the World Wide Web. The holidays are not easy on the wallet or the bank accounts. Even if you're not into buying presents, the season often requires some degree of traveling, hosting, and an uptick in electricity usage, all of which adds up by the time January rolls around. If you are into gift-giving, you might have attempted to budget for it in the months leading up to the holidays, but it is still incredibly easy to overspend. If you're out shopping for family members and friends at TJ Maxx or Burlington, it is difficult to resists the temptation to buy yourself a little something as well. Even if you're a crafty lady, the materials to make everyone you love a knitted hat and mittens don't just pop out of the ether. If you're on a strict budget this January, scroll down for some encouragement in the form of memes to stick to your fiscally responsible goals.

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  • 01
    I will not eat up my money in 2025 I GOT FOOD AT HOME!!! I GOT FOOD AT HOME GIRLY ZAR
    via @girlyzar
  • 02
    100 LE708567ING Sadness leaving my body soon as I have money: ED LE7085672N 100 Girlzzzclub
    via @girlzzzclub
  • 03
    May the bank account get fatter and my problems get lesser GIRLY ZAR
    via @girlyzar
  • 04
    Rick Aaron @RickAaron Autocorrect just changed "have a prosperous 2025" to "have a preposterous 2025" and I feel that's much more likely.
    via @RickAaron
  • 05
    I'm just a chill girl who loves shopping. Girlzzzclub
    via @girlzzzclub
  • 06
    Thinking about all the things I wanna buy Girlzzzclub
    via @girlzzzclub

  • Does anyone else go to Amazon, put things in their cart, and then promptly exit out?

  • 07
    "I don't know where all my money goes" Also me: Coca Cola Cera VICTORI VICTORIA'S SECRET
    via @girlzzzclub
  • 08
    Katie D @KatieDeal99 Guys I tried not buying the little treat and saving money and it was not worth it
    via @KatieDeal99
  • 09
    Me at my big girl job:
    via @girlzzzclub
  • 10
    My broke era is going and I can feel (manifesting so hard rn) my rich era incoming GIRLY ZAR
    via @girlyzar
  • 11
    "Are you coming to the club with us tonight?" CURRENTBODY ski THE BEAUTY DEVICE EXPERTS BLICKE Me
    via @girlzzzclub
  • 12
    N. Claire Askew @nclaireaskew Choosing to save money by not buying myself a little treat feels like something I should reward myself for, perhaps by buying a little treat. However,
    via @nclaireaskew

  • The “little treat ”mindset is something my bank account is begging me to drop this year, but I just can't. I wish a “little treat” for me meant a walk in the park or something, but unfortunately it does mean a gingerbread latte.

  • 13
    Me every morning: keeping up Khians Day 20: no money Girlzzzclub
    via @girlzzzclub
  • 14
    "Start every day with a positive attitude" Me at 6:30 AM:
    via @girlzzzclub
  • 15
    I miss you (money I've spent) GIRLY ZAR
    via @girlyzar
  • 16
    Flightbae™ @justcallmeBABA You spend your early 20's thinking you'll have everything together by 25, and then reach 25 and realise you're still a child who likes to eat cereal for dinner and sing along to Disney movies, except now you have bills and taxes and anxiety and can't sleep.
    via @justcallmeBABA
  • 17
    Me checking my bank account after saying 'treat yourself' too many times:
    via @girlzzzclub
  • 18
    This year, I had a thousand chances to waste money & I took them all. GIRLY ZAR
    via @girlyzar
  • 19
    Me after spending my own money and realizing how expensive I am:
    via @girlzzzclub
  • 20
    Nikhil Krishnan @nikillinit Saw a Reddit thread recently which asked how gen-z people can identify if someone is a millennial or not and one of the top responses was "They have a wallet”
    via @nikillinit
  • 21
    my future depends on MEEEE????????
    via @girlyzar
  • 22
    My "I'll get paid again" attitude needs to chill 8 GIRLY ZAR
    via @girlyzar
  • 23
    Is k at Christmas shopping. I be like "wow this is sooo cute ........ for me" GIRLY ZAR
    via @girlyzar
  • 24
    at least i'm tryinggg. at least i'm trying. at least im trying. i'm trying. im trying. at LEASTTTT im trying.... GIRLY ZAR
    via @girlyzar
  • 25
    "are u ok?" me: yeah everything's fine GIRLY ZAR
    via @girlyzar

Tags

womanhood christmas bank Sweet Treats gifts presents saving money new years Female Empowerment adulting money problems low budget love expensive money budget
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